NMLS #38072(740) 314-5324
Homeowners with house keys after closing

Polaris Home Funding Corp.

Close on your home at warp speed.

A national mortgage platform. A local team that picks up. Ohio Valley, Licking County, and Tuscarawas County files stay with this branch.

Start ApplicationSee What I Qualify For

Rated 5.0 from 138 reviews · Wintersville · Newark

5.0

Star rating

138

Client reviews

3

Licensed states

2

Staffed offices

How can we help

Choose your path

Couple standing in front of their first home

Purchase

Buying a home

Pre-approval listing agents take seriously.

Homeowners relaxing in a living room

Refinance

Lower the payment

Rate-and-term, cash-out, or name removal.

Young couple outside a house they hope to buy

First-time

0 to 3.5% down

FHA, USDA, VA, and Ohio DPA.

Loan officers celebrating a closed file

This is the branch

National process. Local team.

Two staffed offices and a close date that holds. The file stays with the people who opened it.

  • Official Encompass application — not a lead form.
  • On call after the banks close.
  • Licensed in Ohio, West Virginia, and Pennsylvania.
Meet the team

Loan options

Programs we close

3.5% down

FHA Loans

Flexible credit and a lower down payment. Built for first-time buyers and anyone who does not fit a conventional box.

0% down

USDA Loans

No-down-payment financing for eligible rural and small-town properties across the Ohio Valley, Licking County, and Tuscarawas County.

Veterans

VA Loans

Zero-down home loans for eligible veterans, active duty, and surviving spouses.

Strong credit

Conventional Loans

Competitive rates and flexible terms when credit and down payment are in good shape.

62+

Reverse Mortgages

Home Equity Conversion Mortgages for homeowners 62 and older who want to tap equity without a monthly mortgage payment.

Investors

DSCR Investor Loans

Debt-service coverage loans underwritten to the property’s rent, not only W-2 income.

Markets

Three hubs. One brand.

Wintersville covers the Ohio Valley. Newark covers Licking County. Tuscarawas is New Philadelphia, Dover, Sugarcreek, and Uhrichsville.

Ohio Valley

Steubenville, Wintersville, and the WV/ PA river towns from the Fernwood office.

Licking County

Newark, Heath, Granville, Pataskala, Johnstown, Hebron, and Buckeye Lake.

Tuscarawas County

New Philadelphia, Dover, Sugarcreek, and Uhrichsville.

Ohio Valley

Wintersville Office

100 Fernwood Road #2
Wintersville, OH 43953

(740) 314-5324

Licking County

Newark Office

2034 Cherry Valley Road
Newark, OH 43055

(740) 281-2902

Start here

Get pre-approved today.

Start the official application, call the branch, or leave a name. Someone calls back.

Start ApplicationCall (740) 314-5324

Inquiry

Name, phone, email.

No application. No credit pull.

Inquiry

help

help

help